Auto insurance solutions

for individuals in Iowa with less than perfect driving records, insurance history, and financial situations.

for individuals in Iowa with less than perfect driving records, insurance history, and financial situations.

Why Budget Insurance?

Drivers with multiple accidents and/or tickets.
Drivers needing to be insured on vehicles that they do not own.
Drivers who have been previously canceled from other insurance providers.
Drivers who have gone without insurance.
Drivers with invalid licenses, barred licenses, suspended licenses, learners permits and work permits.
Households that have both-high risk drivers and drivers with clean records.
Drivers needing insurance in order to fulfill insurance requirements for the license reinstatement programs in Iowa.
Drivers who don’t own a vehicle but still need coverage in order to meet the financial responsibility requirements for SR-22.
Drivers with one or more OWIs (DUIs).
Drivers with foreign or out-of-state licenses.
Drivers needing an AAMVA Financial responsibility Filing Form (SR-22) in order to register vehicles.
Drivers needing to resolve and fulfill SR-22 requirements or other related issues in another state in order to get an Iowa license.

SR-22s are typically on the customer’s file at the DOT within 20 minutes of when the policy is started.
Most policy questions and changes are resolved within 15 minutes on the phone.
Multiple payment methods accepted (check, money order, EFT from checking, EFT from savings, E-Check, Visa, and Mastercard).

800-422-1313
515-277-1313

Monday – Friday: 9:00 AM to 5:00 PM