Call Us 800-422-1313515-277-1313

Specializing in Difficult-to-Insure Situations

Drivers with multiple accidents and/or tickets.
Drivers needing to be insured on vehicles that they do not own.
Drivers who have been previously canceled from other insurance providers.
Drivers who have gone without insurance.
Drivers with invalid licenses, barred licenses, suspended licenses, learners permits and work permits.
Households that have both-high risk drivers and drivers with clean records.
Drivers needing insurance in order to fulfill insurance requirements for the license reinstatement programs in Iowa.
Drivers who don’t own a vehicle but still need coverage in order to meet the requirements for SR-22.
Drivers with one or more OWIs (DUIs).
Drivers with foreign or out-of-state licenses.
Drivers needing to resolve and fulfill SR-22 requirements or other related issues in another state in order to get an Iowa license.

Timely Service

SR-22s are typically on the customer’s file at the DOT within 20 minutes of when the policy is started.
Most policy questions and changes are resolved within 15 minutes on the phone.
No appointment needed, walk-ins welcome at our Des Moines, IA office.
Multiple payment methods accepted (cash, check, money order, EFT from checking, EFT from savings, E-Check, Visa, and Mastercard).

Many Policies Available

We provide access to over 8 different insurance carriers (including some brands that are frequently advertised on television).
We have certain discounts on the policies for our customers.
Our system enables us to determine which of our policies and the discounts available will provide the customer with the coverages desired at the lowest possible price.
By providing many different policies to customers, we are able to find coverage for many difficult to insure situations.
Customers are able to switch from one policy to another (in order to get better pricing or take advantage of discounts) with little hassle or paperwork.